FundEx Loans LLC
Wholesalers

Your money is sitting in the warehouse.

Distribution runs on inventory you've paid for and invoices you haven't been paid on. Both are assets. Neither pays a supplier on Friday.

Food & beverage distributors, industrial & MRO supply, building materials, apparel

  • No impact on your credit score.
  • No application fee.
  • Two minutes.

What we're usually asked to fund

The three that come up most often in wholesale.

  • Bulk and container-load inventory purchasing
  • Extending terms to your own customers
  • Warehouse space, racking and fleet

Products that tend to fit

Which one applies depends on your numbers, and the lender decides. This is where we usually start.

Trade credit

Extended payment terms with suppliers so you can procure inventory now and pay 30 to 90 days later

Invoice factoring

Turns your receivables ledger into working cash

Purchase order financing

Funds confirmed orders before you've paid the supplier

Business line of credit

Revolving facility sized to your inventory cycle

Check what your business qualifies for

Four questions about the business, then an instant estimate of what you could qualify for. We work with 400+ screened lenders, including SBA lending partners.

  • No impact on your credit score.
  • No application fee.
  • Two minutes.

Straight answers, before you ask

This industry has a reputation — and earned it. Here's exactly who we are and how this works.

Who we are

A broker. We find established and regulated lenders who want to work with businesses like yours. We're not a lender and we don't make credit decisions.

Who lends

Regulated lending partners. They underwrite, they set rates and terms, and they issue every disclosure the law requires.

What you pay

No application fee. If you choose to work with one of the lenders, they disclose their own terms and fees in the loan breakdown.

Your credit score

Not affected.

What we will not do

Sell your information to a bunch of brokers. Call you from six different numbers. Quote terms our lenders can't stand by.

See who will fund you

Two minutes. No impact on your credit score. No application fee.