Retainage, draw schedules and the money in between.
You fund labor and materials weeks before a draw releases and a slice of the contract stays in retainage long after completion. That's a financing problem, not a management failure.
General contractors, electrical, plumbing & HVAC, roofing, concrete & excavation
- No impact on your credit score.
- No application fee.
- Two minutes.
What we're usually asked to fund
The three that come up most often in construction.
- Materials and labor ahead of the next draw
- Machinery, vehicles and heavy equipment
- Taking a larger contract than current cash allows
Products that tend to fit
Which one applies depends on your numbers, and the lender decides. This is where we usually start.
Draw against it between progress payments
Funds project startup costs — including bonds, permits, equipment rentals and initial payroll — before progress payments begin
Machinery and vehicles, new or used, secured by the asset
Releases cash held in approved progress billing
Check what your business qualifies for
Four questions about the business, then an instant estimate of what you could qualify for. We work with 400+ screened lenders, including SBA lending partners.
- No impact on your credit score.
- No application fee.
- Two minutes.
Straight answers, before you ask
This industry has a reputation — and earned it. Here's exactly who we are and how this works.
A broker. We find established and regulated lenders who want to work with businesses like yours. We're not a lender and we don't make credit decisions.
Regulated lending partners. They underwrite, they set rates and terms, and they issue every disclosure the law requires.
No application fee. If you choose to work with one of the lenders, they disclose their own terms and fees in the loan breakdown.
Not affected.
Sell your information to a bunch of brokers. Call you from six different numbers. Quote terms our lenders can't stand by.
See who will fund you
Two minutes. No impact on your credit score. No application fee.